As redes inter-organizacionais para inovação no sistema financeiro nacional: uma discussão a partir da literatura

The objective of this work is, based on the literature on inter-organizational networks, to analyze the use of this practice in the national financial system, with a special focus on networks for innovation. It seeks to compare the specialized literature with the preliminary results of a research that aims to investigate, analyze and report the processes of formation and development of inter-organizational networks in the Brazilian financial system, especially those related to the generation and transfer of innovations. . For this analysis, two sources of research were used, namely, a bibliographic and data survey and secondary indicators on inter-organizational networks and a qualitative survey conducted with 22 executives from 16 banks of different sizes. The relevance of innovations of an organizational nature was found, that is, the use of networks as an important option in terms of innovation in the context of the sector's businesses. Added to them are innovations in banking products and services based on the multiplicity of banking service channels, either through mobility solutions, or through banking correspondents. In this perspective, the cooperative arrangements for innovation analyzed aim at the joint development of innovations in banking products and services.