El control de transparencia como instrumento de protección del consumidor de créditos «revolving». Análisis jurisprudencial

At first, our jurisprudence resorted to the Repression of Usury Act of 1908 to try to solve the problems that revolving credits pose for consumers. Subsequently, however, the courts of justice have used another route to deal with this problem: controls of transparency (formal and material) inherent in predisposed consumer contracts. Although this paper analyses both lines of jurisprudence, it focuses especially on the latter, which lacks some of the criticisms received by the former when judging this type of credit as usurious.