Banks’ activity is challenged by the macroeconomic, financial and regulatory environment emerging from the financial crisis. Lower rates of economic growth, low interest rates, more stringent regulation on capital and liquidity, the need to decrease leverage for a number of operators, increased market scrutiny following the new rules on crisis management have put pressure on pre-crisis bank business models. In this paper we discuss a new methodology to identify different business models and group European banks according to them. We then analyse the relationship between business models and a set of bank performance indicators and how this relationship has changed over time.

EUROPEAN BANKS IN THE XXI CENTURY: ARE THEIR BUSINESS MODEL SUSTAINABLE? / Lusignani, Giuseppe; De Meo Emanuele; De Nicola Annalisa; ZIcchino Lea. - STAMPA. - (2016), pp. 29-54.

EUROPEAN BANKS IN THE XXI CENTURY: ARE THEIR BUSINESS MODEL SUSTAINABLE?

LUSIGNANI, GIUSEPPE;
2016

Abstract

Banks’ activity is challenged by the macroeconomic, financial and regulatory environment emerging from the financial crisis. Lower rates of economic growth, low interest rates, more stringent regulation on capital and liquidity, the need to decrease leverage for a number of operators, increased market scrutiny following the new rules on crisis management have put pressure on pre-crisis bank business models. In this paper we discuss a new methodology to identify different business models and group European banks according to them. We then analyse the relationship between business models and a set of bank performance indicators and how this relationship has changed over time.
2016
The Italian Banks: which will be the "new normal"? Industrial, Institutional and Behavioral economics
29
54
EUROPEAN BANKS IN THE XXI CENTURY: ARE THEIR BUSINESS MODEL SUSTAINABLE? / Lusignani, Giuseppe; De Meo Emanuele; De Nicola Annalisa; ZIcchino Lea. - STAMPA. - (2016), pp. 29-54.
Lusignani, Giuseppe; De Meo Emanuele; De Nicola Annalisa; ZIcchino Lea
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Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/11585/601026
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